Rates

Savings Rates - Effective Sunday, January 1, 2012
Account TypeAPRAPYMinimum
Deposit
Minimum
Balance
Regular Shares0.250%0.000% - 0.250%$5.00$5.00
Share Draft Acct0.000%0.000% - 0.000%$0.00$0.00
Special Acct0.250%0.000% - 0.250%$5.00$5.00
Special Acct0.500%0.000% - 0.500%$5.00$15,000.01
Side Share Acct0.250%0.000% - 0.250%$5.00$5.00
Christmas Club0.250%0.000% - 0.250%$5.00$5.00
Trad Ira Share Acct1.500%0.000% - 1.510%$0.00$0.00
Roth Ira Share Acct1.500%0.000% - 1.510%$0.00$0.00
Education Ira1.500%0.000% - 1.510%$0.00$0.00

Fees may reduce earnings. Rate may change after the account is opened.

Loan Rates - Effective Wednesday, February 8, 2012
Loan TypeRates as low asTerms/Information
New Auto 0 - 48 Months2.990%Rates As Low As 2.99% Based On Credit Performance And Term
New Auto 49 - 84 Months3.250%Rates As Low As 3.25% Based On Credit Performance And Term
2009-2011 Used Auto 0-48months3.500%Rates As Low As 3.50% Based On Credit Performance And Term
2009-2011 Used Auto 49-84 Mnth4.000%Rates As Low As 4.00% Based On Credit Performance And Term
Used Auto 2008 And Older4.250%Rates As Low As 4.25% Based On Credit Performance And Term
New Recreational Vehicle3.990%Rates As Low As 3.99% Based On Credit Performance
Used Recreational Vehicle4.990%Rates As Low As 4.99% Based On Credit Performance
Line Of Credit9.000%Rates As Low As 9.00%

Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items.

NEW! Apply Online Now! You don't even have to be a member yet.

HELOC Loans have a $10,000.00 minimum. Visa requires annual use of card or a fee may be imposed.

CD Rates - Effective Wednesday, February 8, 2012
Certificate TermAPRAPYMinimum Deposit
6 Month Certificate0.500%0.500%$1,000.00
1 Year Certificate0.700%0.700%$1,000.00
2 Year Certificate0.800%0.800%$1,000.00
3 Year Certificate1.000%1.000%$1,000.00
1 Yr Ira Certificate0.700%0.700%$1,000.00
2 Yr Ira Certificate0.800%0.800%$1,000.00
3 Yr Ira Certificate1.000%1.000%$1,000.00

Penalty for early withdrawals.